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Hi my name is David aged 52 from the UK - this message is,really for fellow UK expats who are aged over 30 and have been away from the UK for the last 5 years - my professional background has been in Banking but the last 3 years,of my working life has been that in the PPI reclaims industry - ie if you have had loans and credit cards when you were living in the UK there is a strong possibility you may have been mis-sold insurance on these credit facilities - if so you will be entitled to a refund - having spent the last several months in Cambodia and Vietnam and helping expats in these countries successfully claim substantial amounts of money back I am now in Bangkok and would like to meet any persons with the above criteria who may want a free review to establish if they ate due a refund or not - if you have had many loans and/or credit cards in your life you maybe due a substantial refund - message me if you wish to discuss. Regards. David