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Thai Bank Account (Bangkok)

Hi, I want to retire in Bangkok. To do this, I need to create a Thai Bank checking account. I understand it takes 3 months to set it up(Why?). Can anyone help me and tell me how I can do this? That is, I am in California right now. I want to move to BKK in a month. Can I start the 3 month process with a Thai bank now, and if so, can I do it on-line? Any help would be fantastically appreciated! Thanks!

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