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Medical insurance... help! (Beijing)


I need some advice and help/ information about medical insurance in China. For 2 years I have had insurance with Minan NOW at Protected content premium, as I am over Protected content .
Despite never making any claim, this year's premium has gone up 48% to Protected content !!!!!! which is outrageous.

What do other expats do in China about medical insurance?
Please help. My insurance ends on 2nd February.