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a few questions (Bishkek)

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Is it important to have private healthcare or medical insurance and if so which hospitals have English speaking doctors and nurses.
I am just wondering what experiences expats have encountered when needing a doctor.
If one just goes to the hospital say for an ankle sprain or treatment,is it costly as I read that patients pay upfront unless they have mefical insurance

2. If one goes shopping at the malls eg Bishkek Park Mall,are there English speaking taxi drivers or does one need to phone for a taxi to fetch one outside the mall and how would one know whivh taxi one asked for? Do they have taxi registration numbers

3. Where are atm machines with instructions in English? In the malls or which banks and which take visa cards with the chip.
4. Where can you buy adaptors?
5. What does an average taxi ride cost within the city eg 2 km ride to the main malls and back
I

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