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question about residency (Istanbul)

when i applied for long term residency permit, it says 4 passport photos, bla bla and bank acvount of 300$per month.

everyone here is talking that they were asked for medical insurance and home contract stamped from noter. well how come they ask fosuch thimgs while they never mention it on the application papers? can anyone tell me what else irequired other than insurance and rent contract?

also if im staying one year only i heard it isnt important to have insurance, is that true.

Thanks alot