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newbie questions on cellphones (Osaka)

hi,, just settling-in and still tryin to get info on waht's the best phone plan or deal I can get ...

would appreciate any suggestions.

my requirements really are basic:

can pay bills anywhere quickly (if possible automatic deduction)
in English
low to mid-range in terms of cost (have got a landline and Skype anyways!!)
wont take long for them to process applications..

Ta!! Jo

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