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Requesting info on accessing USA money (Parma)

Hi, my husband and I will be moving to Parma next year. We are dual citizens USA/Italy, but have never lived in Italy before. Can anyone let me know how you access your USA funds from an American bank in Parma without having to pay high transaction fees or wire fees? We will be retiring and our pension checks can only be directly deposited in a USA bank unless there is an Italian bank that is affiliated with a USA bank and has a 9-digit routing number. I also have not been able to find a debit card to use at a bancomat without VISA or MasterCard charging transaction fees for the withdrawal. Any suggestions would be appreciated. Grazie!

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