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Insurance for working in Russia (St. Petersburg)

Hello all,

I am currently arranging work in St Petersburg that will be subject to 3 month probation followed by a year long contract.

In doing so I have to provide insurance for myself. I've read on the forum that it is recommended to go with a UK based (or outside of Russia ) insurer.

However, in looking at the multitude of UK insurance policies I'd like some feedback on what, in your experience as expats, have been the essential areas covered in insurance plans while living in St Petersburg?

Which items of the policy have you made use of?
Which items (e.g. out patient costs) do you feel are essential options?

Any advice greatly welcomed