My credit union was taken over by another credit union and their ATM cards won't work in my adopted country, Indonesia. Unfortunately, most US credit unions require that you live within a certain area or work for a certain company or industry. I am retired and living in Indonesia so I cannot meet these requirements. I would prefer a credit union to a bank as US banks are now charging fees for everything. Does anyone know of a credit union in the US that doesn't require a local address or employment for membership? And if you know of one, do you think you can set up a new account while you're outside the country.
I'll be visiting friends and family in California again in June so, if necessary, I can wait until then to open a new account. I have opened an account at a local bank in Indonesia so hopefully this ATM problem will soon be less of an issue. But I still need a US account for collecting rent on a house I own there and for paying taxes.