medication cuts risks by 50%. Will insurance pay?

Is it a Criminal offence, if the Insurance and Medicare do not pay for lifesaving drugs that are more expensive? What do you think?

The drug Crestor through 2 years of testing has proven that it cuts heart attacks and risk of strokes by lowering cholestorol and inflamation of the arteries.

Study also says, this is an expensive drug to use.

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The insurance companies in the States and Medicare in the U.K now only pay for cheap generic drugs. It's doubtful that they will pay for this more expensive drug, even that it has been proven to cut heart attack risks by up to 50%.