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bank account (Budapest)

I am wondering what I need to open a bank account. I will not receive my visa until July 1. Is that required? Protected content am here on business and really needing to make "bank transfers" since most of the places I"m doing business with only accept that. For example, I needed some catering. I had to pay via wire transfer which was expensive, time consuming and a real pain. Everybody seems to request a "bank transfer"