I recently moved to Manila and wondering if someone has a recommendation for remittances to another Asian country. As I understand, the remittances can only be made from PHP to the destination currency (say INR) via USD? Is there a channel allowing a direct remittance from PHP to the destination currency? For the banking route, any recommended bank, local or MNC, known for attractive rates - both Forex conversion and processing fees? Is the banking route better than agencies, such as Western Union in terms of rates? Any other tips would be welcome!