I just wanted to share a recent experience with an ATM, in Quito, at Banco Pichincha. I've used their ATM's often and without incident until recently over the past 10 years. It was one of those "old" ATM's that suck the card in when you use it. I stuck the card in and it never came out, it never even asked for my pin. Needless to say after being sent 4 different branches and standing in lines for an hour a piece I was informed that they couldn't give me my card back because I had "lost" it at an extension office ATM. If you depend on your ATM for funds from the US or any other country do be very careful about using those ATM's that have to suck the card in to use.