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refusing an international assignement?

Have you ever refused an international assignement? if yes why? I am interested in your thoughts...

my situation: 34, single. Have been living and working in Geneva for 10 years. Switzerland is my home country but Geneva is not my home city. I have the opportunity to go as an expat to NYC (contract minimum of 3 years) and I am seriously considering not going. Professionally would be a great opportunity but the idea of packing up and leaving all behind somehow does not attract me at all. Main reasons: city too big/ too stressful/ being in a temporary situation not being favorable to meeting someone and settling down/ missing friends & family/...
Am I crazy??

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