the root of the financial crises

we see today is ?

According to official sources it all started with bad dept from the american people. Who gave them the bad dept ? How was it possible that such a democratic brainchild, disguised as an AID TOOL to give credit money to the " underprivilidged" and minorities who did not have access to credits before.

Hmmm... what was the organisation ? Does Fannie and Mac ring a bell ?

So the american people were fed free gourmet soups, on credit that you and ultimately the world's average citizen will pay whether you like it or not ?

What I do not understand is that these people received mega bucks their agents as well, and that these people are still in the OBAMA team !

Created Crises but why does nobody see it ?