INSURANCE BASICS — PART 1 Protecting Your Health Income & Family

Insurance is one of those things many of us pay for—but may not fully understand until we actually need it.

What does your deductible really mean? If you couldn't work for six months, what would replace your paycheck? And if someone depends on you financially, how do you begin thinking about life insurance?

At our September financial education workshop, we'll slow things down and make insurance easier to understand.

We'll explore:

- How insurance fits into your overall financial plan
- Health insurance — premiums, deductibles, copays, coinsurance and out- of-pocket costs
- Disability insurance — protecting your income when you can't work
- Life insurance — understanding the need, coverage and basic policy choices
- Real-life examples and interactive polls to help connect the concepts to everyday decisions

You don't need an insurance background. Bring your questions, take notes, and leave with a clearer understanding of what your coverage is actually designed to protect